Home health care service lawsuits are on the rise. Get an online quote NOW to ensure you are properly covered. Simple. Fast. Affordable.
Get StartedShield your business from claims of damage at patient homes.
Safeguard yourself from claims of substandard care.
Protect yourself in every facet of your work.
Guard yourself against patients claiming you stole from their homes.
As a home health care professional, you often spend time traveling to and caring for a variety of patients. The right insurance policy will ensure you are protected no matter where you happen to be working.
The team at NOW Insurance is experienced in working with home health aides to create customized plans with affordable premiums and flexible payment plans so you can quickly and easily get the coverage you need.
$0 deductible
Up to $1million per claim
Aggregate limit up to $6million
Worldwide coverage
Incident trigger
At NOW Insurance agency, we have developed a quick and easy-to-use service that simplifies the application process in order to provide you with a quote in real-time! By working with you directly, we are able to customize your insurance coverage to your exact needs and allow you to select the amount of coverage you require.
With over 20 years of experience providing insurance coverage to small businesses and professionals, NOW is backed by one of the largest and oldest insurance companies in the world, Lloyd’s of London. This relationship allows us to provide a wide range of insurance products at some of the best prices in the industry and you are covered by a carrier (Lloyd’s) with hundreds of billions of dollars in assets.
Learn MoreWorking out of a patient’s home puts you at risk for a variety of claims and if held responsible, the effects of paying for those damages could result in financial ruin. Holding a Professional Liability, General Liability or a combination of both will ensure that you are protected from a majority of the claims that could be filed against you as you carry out your job responsibilities. These policies will help cover everything from damage payments to defense costs, such as attorney fees and those associated with conducting secondary investigations into any cited incidents. If you do not carry insurance, you would be responsible for paying the expenses out of your own pocket which often leaves many individuals in financial ruin. The right insurance package helps you avoid such a scenario.
Individual Coverage
Even if you are not an independent health aide and work for a larger organization, it is a good idea to carry your own insurance policy for added protection. In some cases, an employer’s policy will be limited in its ability to protect individual employees if they are specifically named in a lawsuit, so having your own insurance policy in place will guarantee you have the maximum amount of protection.
What is Cyber Security Insurance?
As technology advances, data breaches and other cybercrimes have become increasingly common. Cyber Liability insurance protects your company should a security breach occur involving sensitive customer information including Social Security numbers, credit card numbers, account numbers, driver’s license numbers, and health records.
What is General Liability Insurance?
Professional & General Liability Insurance provides coverage for your business against claims for personal injury, property damage, or bodily injury. If your business provides a professional service, regularly gives advice to clients, or is requested by a client to have insurance, you should consider Professional & General Liability Insurance coverage.
What is Professional Liability Insurance?
Professional & General Liability Insurance provides coverage for your business against claims for personal injury, property damage, or bodily injury. If your business provides a professional service, regularly gives advice to clients, or is requested by a client to have insurance, you should consider Professional & General Liability Insurance coverage.
How do I contact NOW Insurance customer service?
You can either:
How do I report a claim?
Log into your account and follow the instructions for how to report a claim.
How do I get a copy of my Certificate of Insurance?
There are a couple of ways:
I do not see my profession or business type anywhere on the website. Can I still get insured?
While NOW insures many types of businesses, we do not cover the entire market. We will be adding many more classes in the coming months. Please visit the website again or leave a message with the customer service department.
