Medical Facilities & Schools

NOW Insurance understands the coverage issues with Medical Facilities, Schools and Organizations. We have been providing insurance in this area for over 20 years. Get an online quote NOW! Simple. Fast. Affordable.

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What Coverage is Recommended for Medical Facilities & Schools?

NOW Insurance specialists have extensive experience working with organizations like yours to determine exactly the type of insurance services you will need to maximize your protection plan. Our insurance agency will create a customized coverage plan bundled for one affordable price.

Professional Liability

You never know when an unhappy client, patient or organization might file a lawsuit claiming you have been negligent while performing your professional services. Also known as Errors and Omissions Insurance or MedMal, even an innocent error on your part could lead a client or patient bringing a lawsuit against you for negligence. This policy can help you and your company pay for legal judgment, settlements, and defense costs. If your business provides a professional service, regularly gives advice to clients or is requested by a client to have insurance, you should consider Professional Liability Insurance coverage.

General Liability

Sometimes called Commercial Liability Insurance or Business Insurance, General Liability Insurance provides coverage for your business against claims for personal injury, property damage or bodily injury. If someone is injured in your business premises, or you are responsible for damage to property, General Liability insurance can cover associated costs, medical costs, and defense costs.

Cyber Liability

Utilizing technology to store information is a great way to increase efficiency and security. However, digital storage of personally identifiable or sensitive information such as Social Security numbers, credit card numbers, and health records can also put you at risk of a data breach or other cybercrime attack. Carrying a Cyber Liability policy will protect you from the financial damages of these attacks and help you to act quickly when an incident occurs. A cyber insurance policy will often cover the damages and fees associated with notifying clients of the breach, restoring the identities of those affected, recovering compromised data, and repairing damaged systems.

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Why Having Insurance Is So Important For Medical Facilities & Schools

Insurance coverage for healthcare facilities and schools protects the organization from litigation which could be brought against you, such as financial damages awarded to patients in a medical malpractice lawsuit. In addition to paying claims on behalf of the organization, carrying a policy can help secure legal representation as well as to conduct independent investigations into the claims made against you. This can give you and your employees a sense of security so that everyone can perform their job duties without the worry of financial ruin in the event of a lawsuit. Typically, the premiums associated with securing a policy in this industry are based on the specialty and inherent risk of your facility.

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